It’s 5 to 5 (Official clock system).

04:55

It’s 5 to 5.

Correct answer

05:05

It’s 5 past 5.

Error: mirror minute hand about the vertical axis

04:49

It’s 11 to 5.

Error: read minutes as hours with ‘past’ or ‘to’

11:20

It’s 20 past 11.

Error: confuse hour and minute hands