It’s 5 to 4 (Official clock system).

03:55

It’s 5 to 4.

Correct answer

04:05

It’s 5 past 4.

Error: mirror minute hand about the vertical axis

03:49

It’s 11 to 4.

Error: read minutes as hours with ‘past’ or ‘to’

11:15

It’s a quarter past 11.

Error: confuse hour and minute hands