It’s 14 to 12 (Official clock system).

11:46

It’s 14 to 12.

Correct answer

11:45

It’s a quarter to 12.

Error: 1 minute earlier

10:50

It’s 10 to 11.

Error: read minutes starting from hour markings and adding minutes

09:55

It’s 5 to 10.

Error: confuse hour and minute hands