It’s 13 to 1 (Official clock system).

00:47

It’s 13 to 1.

Correct answer

00:48

It’s 12 to 1.

Error: 1 minute later

11:49

It’s 11 to 12.

Error: read minutes starting from hour markings and adding minutes

09:00

It’s 9 o’clock.

Error: confuse hour and minute hands